{"id":21357,"date":"2023-11-13T04:37:08","date_gmt":"2023-11-13T02:37:08","guid":{"rendered":"https:\/\/akhber-alwatan.com\/?p=21357"},"modified":"2023-11-13T04:37:08","modified_gmt":"2023-11-13T02:37:08","slug":"%d9%85%d8%a4%d8%b4%d8%b1-%d8%a8%d8%b2%d9%86%d8%b3-%d9%86%d9%8a%d9%88%d8%b2-%d9%84%d9%82%d9%8a%d8%a7%d8%b3-%d8%a7%d9%84%d8%a2%d8%af%d8%a7%d8%a1-%d8%a7%d9%84%d8%a8%d9%86%d9%83%d9%89-%d8%a7%d8%aa","status":"publish","type":"post","link":"https:\/\/akhber-alwatan.com\/?p=21357","title":{"rendered":"\u0645\u0624\u0634\u0631 “\u0628\u0632\u0646\u0633 \u0646\u064a\u0648\u0632” \u0644\u0642\u064a\u0627\u0633 \u0627\u0644\u0622\u062f\u0627\u0621 \u0627\u0644\u0628\u0646\u0643\u0649: “\u0627\u062a\u0634 \u0627\u0633 \u0628\u0649 \u0633\u0649” \u0628\u0646\u0643 \u0627\u0644\u0639\u0627\u0645 \u0648”\u0627\u0644\u0625\u0633\u0643\u0646\u062f\u0631\u064a\u0629” \u0627\u0644\u0623\u0643\u0641\u0623"},"content":{"rendered":"

 <\/p>\n

 <\/p>\n

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\u00a0<\/b><\/span><\/p>\n

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\u00a0<\/b><\/span><\/p>\n

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\u00a0<\/b><\/span><\/p>\n

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\u00a0<\/b><\/span><\/p>\n

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\u00a0<\/b><\/span><\/p>\n

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\u00a0<\/b><\/span><\/p>\n

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\u00a0<\/b><\/span><\/p>\n

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\u00a0<\/b><\/span><\/p>\n

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\u00a0<\/b><\/span><\/p>\n

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\u00a0<\/b><\/span><\/p>\n

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\u00a0<\/b><\/span><\/p>\n

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\u00a0<\/b><\/span><\/p>\n

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\u00a0<\/b><\/span><\/p>\n

\u0648\u062a\u0641\u0648\u0642 \u0627\u0644\u0628\u0646\u0643 \u0628\u0641\u0627\u0631\u0642 \u0645\u062d\u062f\u0648\u062f \u0639\u0644\u0649 “\u0627\u062a\u0634 \u0627\u0633 \u0628\u0649 \u0633\u0649” \u0641\u0649 \u0645\u0624\u0634\u0631 \u0628\u0632\u0646\u0633 \u0646\u064a\u0648\u0632 \u0644\u0623\u0643\u0641\u0623 \u0628\u0646\u0643 \u0641\u0649 \u0645\u0635\u0631\u060c \u0648\u062a\u0644\u0627\u0647\u0645\u0627 \u0628\u0646\u0643 \u0643\u0631\u064a\u062f\u0649 \u0623\u062c\u0631\u064a\u0643\u0648\u0644 \u0627\u0644\u0630\u0649 \u062d\u0642\u0642 \u0623\u0639\u0644\u0649 \u0645\u0639\u062f\u0644 \u0639\u0627\u0626\u062f \u0639\u0644\u0649 \u0645\u062a\u0648\u0633\u0637 \u0627\u0644\u0623\u0635\u0648\u0644 \u062e\u0644\u0627\u0644 \u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u0645\u0627\u0636\u0649 \u0628\u0646\u062d\u0648 3.55%\u060c \u0643\u0645\u0627 \u0643\u0627\u0646\u062a \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0625\u0642\u0631\u0627\u0636 \u0644\u062f\u064a\u0647 \u0645\u0631\u062a\u0641\u0639\u0629 \u0648\u0645\u062b\u0644\u062a \u0627\u0644\u0642\u0631\u0648\u0636 \u0646\u062d\u0648 56.9% \u0645\u0646 \u0627\u0644\u0648\u062f\u0627\u0626\u0639.<\/b><\/span><\/p>\n

\u00a0<\/b><\/span><\/p>\n

\u0648\u0628\u0634\u0643\u0644 \u0639\u0627\u0645 \u0622\u062b\u0631\u062a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0635\u0631\u064a\u0629 \u0627\u0644\u0633\u0644\u0627\u0645\u0629 \u0641\u0649 \u0639\u0627\u0645 \u0645\u0636\u0637\u0631\u0628\u060c \u0648\u0643\u0627\u0646\u062a \u0627\u0644\u062a\u0648\u0638\u064a\u0641\u0627\u062a \u0644\u062f\u0649 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u0649 \u0648\u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0645\u0644\u0627\u0630 \u0645\u0646 \u0627\u0644\u0636\u063a\u0648\u0637 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0641\u0642\u062f\u0627\u0646 \u0633\u0639\u0631 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0623\u0643\u062b\u0631 \u0645\u0646 25% \u0623\u0645\u0627\u0645 \u0627\u0644\u062f\u0648\u0644\u0627\u0631\u060c \u0648\u0627\u0644\u0631\u0641\u0639 \u0627\u0644\u0643\u0628\u064a\u0631 \u0644\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0648\u0627\u0631\u062a\u0641\u0627\u0639 \u0645\u0639\u062f\u0644\u0627\u062a \u062a\u0639\u062b\u0631 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0648\u0647\u0648 \u0645\u0627 \u062c\u0646\u0628\u0647\u0627 \u062a\u062f\u0647\u0648\u0631 \u0623\u0648\u0633\u0639 \u0641\u0649 \u0627\u0644\u0623\u0635\u0648\u0644 \u0648\u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u062a\u062c\u0646\u064a\u0628 \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0645\u062e\u0635\u0635\u0627\u062a.<\/b><\/span><\/p>\n

\u00a0<\/b><\/span><\/p>\n

\u0648\u062a\u0635\u062f\u0631 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u062a\u062c\u0627\u0631\u0649 \u0627\u0644\u062f\u0648\u0644\u0649 \u0645\u0624\u0634\u0631 \u0628\u0632\u0646\u0633 \u0646\u064a\u0648\u0632 \u0644\u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0641\u0649 \u0638\u0644 \u0633\u0645\u0639\u062a\u0647 \u0644\u062f\u0649 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0649 \u0635\u0648\u062a \u0644\u0635\u0627\u0644\u062d\u0647 \u0641\u0649 \u0627\u0644\u0645\u0624\u0634\u0631 \u0627\u0644\u0641\u0631\u0639\u0649 “\u0635\u0627\u0641\u0649 \u0627\u0644\u0645\u0631\u0648\u062c\u064a\u0646” \u0628\u0646\u0633\u0628\u0629 29% \u0648\u0636\u0639\u062a\u0647 \u062b\u0627\u0646\u064a\u064b\u0627 \u0628\u0639\u062f \u0627\u062a\u0634 \u0627\u0633 \u0628\u0649 \u0633\u0649 \u0641\u0649 \u0647\u0630\u0627 \u0627\u0644\u0645\u0624\u0634\u0631\u060c \u0648\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0625\u0646\u0641\u0627\u0642\u0647 \u0627\u0644\u0642\u0648\u0649 \u0639\u0644\u0649 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0648\u0627\u0644\u0630\u0649 \u0628\u0644\u063a 50% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u0649 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0649 \u0644\u0644\u0628\u0646\u0643 CapEx \u062e\u0644\u0627\u0644 \u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u0645\u0627\u0636\u0649\u060c \u0648\u062a\u0645\u062a\u0639\u0647 \u0628\u0642\u0646\u0648\u0627\u062a \u0627\u062a\u0635\u0627\u0644 \u0648\u0645\u0633\u062a\u0648\u0649 \u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0635\u0631\u0627\u0641\u0627\u062a \u0627\u0644\u0622\u0644\u064a\u0629 \u0644\u0644\u0641\u0631\u0648\u0639 \u0645\u0646 \u0628\u064a\u0646 \u0627\u0644\u0623\u0639\u0644\u0649 \u0641\u0649 \u0627\u0644\u0633\u0648\u0642.<\/b><\/span><\/p>\n

\u00a0<\/b><\/span><\/p>\n

\u0648\u062c\u0627\u0621 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0623\u0647\u0644\u0649 \u0627\u0644\u0645\u0635\u0631\u0649 \u0641\u0649 \u0627\u0644\u0645\u0631\u0643\u0632 \u0627\u0644\u062b\u0627\u0646\u0649 \u0639\u0644\u0649 \u0645\u0624\u0634\u0631 \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0648\u0647\u0648 \u0627\u0644\u0645\u0624\u0634\u0631 \u0627\u0644\u0645\u0641\u0636\u0644 \u0644\u0644\u0628\u0646\u0643 \u0628\u0641\u0636\u0644 \u0627\u0646\u062a\u0634\u0627\u0631\u0647 \u0627\u0644\u0642\u0648\u0649 \u0648\u0634\u0628\u0643\u0629 \u0635\u0631\u0627\u0641\u0627\u062a\u0647 \u0627\u0644\u0622\u0644\u064a\u0629 \u0627\u0644\u0623\u0643\u0628\u0631 \u0641\u0649 \u0627\u0644\u0633\u0648\u0642 \u0648\u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0642\u0648\u064a\u0629 \u0645\u0639 \u0627\u0644\u0634\u0631\u0643\u0627\u062a\u060c \u0648\u0627\u0644\u062a\u0649 \u0635\u0648\u062a\u062a \u0644\u0647 \u0628\u0625\u064a\u062c\u0627\u0628\u064a\u0629 \u0641\u0649 \u0645\u0624\u0634\u0631 \u0635\u0627\u0641\u0649 \u0627\u0644\u0645\u0631\u0648\u062c\u064a\u0646 \u0648\u0628\u0646\u0633\u0628\u0629 27.7%\u060c \u0648\u0647\u0648 \u0627\u0644\u062d\u0627\u0635\u0644 \u0639\u0644\u0649 \u0623\u0643\u0628\u0631 \u0639\u062f\u062f \u0645\u0646 \u0627\u0644\u0623\u0635\u0648\u0627\u062a \u0628\u0635\u0641\u062a\u0647 \u0635\u0627\u062d\u0628 \u0623\u0643\u0628\u0631 \u0639\u062f\u062f \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0641\u0649 \u0627\u0644\u0633\u0648\u0642.<\/b><\/span><\/p>\n

\u00a0<\/b><\/span><\/p>\n

\u0648\u0641\u0649 \u0627\u0644\u0645\u0631\u0643\u0632 \u0627\u0644\u062b\u0627\u0644\u062b \u062c\u0627\u0621 \u0628\u0646\u0643 \u0627\u0644\u0623\u0647\u0644\u0649 \u0627\u0644\u0643\u0648\u064a\u062a\u0649 \u0645\u0639 \u062d\u0635\u0648\u0644\u0647 \u0639\u0644\u0649 \u062a\u0635\u0648\u064a\u062a \u062c\u064a\u062f \u0641\u0649 \u0645\u0624\u0634\u0631 \u0635\u0627\u0641\u0649 \u0627\u0644\u0645\u0631\u0648\u062c\u064a\u0646 \u0648\u062b\u0627\u0646\u0649 \u0623\u0639\u0644\u0649 \u0645\u0639\u062f\u0644 \u0625\u0646\u0641\u0627\u0642 \u0639\u0644\u0649 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u0649 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0649.<\/b><\/span><\/p>\n

\u00a0<\/b><\/span><\/p>\n

\u0648\u062c\u0627\u0621 \u0628\u0646\u0643 \u0623\u0628\u0648\u0638\u0628\u0649 \u0627\u0644\u062a\u062c\u0627\u0631\u0649 \u0641\u0649 \u0627\u0644\u0645\u0631\u0643\u0632 \u0627\u0644\u0623\u0648\u0644 \u0644\u0645\u0624\u0634\u0631 \u0628\u0632\u0646\u0633 \u0646\u064a\u0648\u0632 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0623\u0633\u0631\u0639 \u0646\u0645\u0648\u064b\u0627 \u062e\u0644\u0627\u0644 \u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u0645\u0627\u0636\u0649\u060c \u0648\u0646\u0645\u062a \u0623\u0635\u0648\u0644 \u0627\u0644\u0628\u0646\u0643 \u0628\u0646\u062d 78%\u060c \u0644\u064a\u0648\u0633\u0639 \u062d\u0635\u062a\u0647 \u0627\u0644\u0633\u0648\u0642\u064a\u0629 \u0628\u0645\u0639\u062f\u0644 35%.<\/b><\/span><\/p>\n

\u00a0<\/b><\/span><\/p>\n

\u0648\u062d\u0644 \u0628\u0646\u0643 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0639\u0631\u0628\u0649 \u062b\u0627\u0646\u064a\u064b\u0627 \u0639\u0644\u0649 \u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\ufef7\u0633\u0631\u0639 \u0646\u0645\u0648\u0627\u064b \u0641\u0649 \u0645\u0635\u0631\u060c \u0628\u0639\u062f \u0646\u0645\u0648 \u0642\u0631\u0648\u0636\u0647 85% \u0648\u0646\u0645\u0648 \u0635\u0627\u0641\u0649 \u0627\u0644\u062f\u062e\u0644 74% \u0648\u0646\u0645\u0648 \u0635\u0627\u0641\u0649 \u0627\u0644\u0623\u0631\u0628\u0627\u062d 159%\u060c \u0648\u0627\u0633\u062a\u0641\u0627\u062f \u0627\u0644\u0628\u0646\u0643 \u0645\u0646 \u062a\u062d\u0648\u0644\u0647 \u0625\u0644\u0649 \u0645\u0624\u0633\u0633\u0629 \u062e\u0627\u0635\u0629 \u0628\u0639\u062f \u0627\u0633\u062a\u062d\u0648\u0627\u0630 \u0627\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0647\u064a\u0631\u0645\u064a\u0633 \u0639\u0644\u0649 \u063a\u0627\u0644\u0628\u064a\u0629 \u0623\u0633\u0647\u0645\u0647 \u0648\u0632\u064a\u0627\u062f\u0629 \u0631\u0623\u0633\u0645\u0627\u0644\u0647 \u0648\u0625\u0639\u0627\u062f\u0629 \u0647\u064a\u0643\u0644\u062a\u0647 \u0645\u0627\u0644\u064a\u064b\u0627 \u0648\u0625\u062f\u0627\u0631\u064a\u064b\u0627.<\/b><\/span><\/p>\n

\u00a0<\/b><\/span><\/p>\n

\u0648\u062c\u0627\u0621 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0639\u0631\u0628\u0649 \u0627\u0644\u0623\u0641\u0631\u064a\u0642\u0649 \u0627\u0644\u062f\u0648\u0644\u0649 \u0641\u0649 \u0627\u0644\u0645\u0631\u0643\u0632 \u0627\u0644\u062b\u0627\u0644\u062b \u0645\u0639 \u0646\u0645\u0648 \u0635\u0627\u0641\u0649 \u0627\u0644\u062f\u062e\u0644 \u0628\u0646\u062d\u0648 89% \u0648\u0627\u0644\u0642\u0631\u0648\u0636 46% \u0648\u0627\u0644\u0623\u0631\u0628\u0627\u062d 64% \u0648\u0648\u0633\u0639 \u062d\u0635\u062a\u0647 \u0627\u0644\u0633\u0648\u0642\u064a\u0629 3%.<\/b><\/span><\/p>\n

\u00a0<\/b><\/span><\/p>\n

\u0648\u0641\u0649 \u0645\u0624\u0634\u0631 \u0627\ufef9\u0646\u0641\u0627\u0642 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u0626\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u062c\u062a\u0645\u0639\u064a\u0629\u060c \u0627\u062d\u062a\u0644 \u0627\u0644\u0628\u0646\u0643 \u0627\ufef7\u0647\u0644\u0649 \u0627\u0644\u0645\u0635\u0631\u0649 \u0627\u0644\u0645\u0631\u0643\u0632 \u0627\ufef7\u0648\u0644 \u0628\u0645\u0639\u062f\u0644 \u0625\u0646\u0641\u0627\u0642 \u0628\u0644\u063a 4% \u0645\u0646 \u0635\u0627\u0641\u0649 \u0623\u0631\u0628\u0627\u062d\u0647 \u0639\u0646 \u0627\u0644\u0639\u0627\u0645 \u0627\u0644\u0645\u0627\u0636\u0649\u060c \u062a\u0644\u0627\u0647 \u0628\u0646\u0643 \u0645\u0635\u0631 \u0627\u0644\u0630\u0649 \u0623\u0646\u0641\u0642 3.7% \u0645\u0646 \u0623\u0631\u0628\u0627\u062d\u0647\u060c \u062b\u0645 \u0628\u0646\u0643\u0649 \u0627\u0644\u062a\u0639\u0645\u064a\u0631 \u0648\u0627\u0644\u0625\u0633\u0643\u0627\u0646 \u0648\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0635\u0627\u062f\u0631\u0627\u062a \u0628\u0645\u0639\u062f\u0644 \u0625\u0646\u0641\u0627\u0642 2%.<\/b><\/span><\/p>\n

\u00a0<\/b><\/span><\/p>\n

\u0639\u0646 \u0645\u0624\u0634\u0631 \u0628\u0632\u0646\u0633 \u0646\u064a\u0648\u0632 \u0644\u0642\u064a\u0627\u0633 \u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u0628\u0646\u0643\u0649 \u0641\u0649 \u0645\u0635\u0631<\/b><\/span><\/p>\n

\u0647\u0648 \u0645\u0624\u0634\u0631 \u0645\u0631\u0643\u0628 \u064a\u0646\u062a\u062c \u0639\u0646\u0647 \u0627\u062e\u062a\u064a\u0627\u0631 \u0628\u0646\u0643 \u0627\u0644\u0639\u0627\u0645 \u0641\u0649 \u0645\u0635\u0631\u060c \u0648\u064a\u062a\u0643\u0648\u0646 \u0645\u0646 4 \u0645\u0624\u0634\u0631\u0627\u062a \u0631\u0626\u064a\u0633\u064a\u0629 \u0647\u0649 \u0645\u0624\u0634\u0631 \u0628\u0632\u0646\u0633 \u0646\u064a\u0648\u0632 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0623\u0643\u0641\u0623 \u0648\u0645\u0624\u0634\u0631 \u0628\u0632\u0646\u0633 \u0646\u064a\u0648\u0632 \u0644\u0644\u0623\u0633\u0631\u0639 \u0646\u0645\u0648\u064b\u0627 \u0648\u0645\u0624\u0634\u0631 \u0628\u0632\u0646\u0633 \u0646\u064a\u0648\u0632 \u0644\u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0645\u0624\u0634\u0631 \u0628\u0632\u0646\u0633 \u0646\u064a\u0648\u0632 \u0644\u0644\u0645\u0633\u0626\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u062c\u062a\u0645\u0639\u064a\u0629.<\/b><\/span><\/p>\n

\u0648\u062a\u0642\u064a\u0633 \u0647\u0630\u0647 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0623\u062f\u0627\u0621 \u0627\u0644\u0628\u0646\u0648\u0643 \u0641\u0649 18 \u0646\u0634\u0627\u0637\u064b\u0627 \u0641\u0631\u0639\u064a\u064b\u0627 \u062a\u0648\u0627\u0632\u0646 \u0628\u064a\u0646 \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u0627\u0644\u0631\u0628\u062d\u064a\u0629 \u0648\u0627\u0644\u0646\u0645\u0648 \u0648\u062c\u0648\u062f\u0629 \u062e\u062f\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u062f\u0631\u062c\u0629 \u062e\u062f\u0645\u0629 \u0627\u0644\u0645\u062c\u062a\u0645\u0639.<\/b><\/span><\/p>\n

\u0623- \u0645\u0624\u0634\u0631 \u00ab\u0628\u0632\u0646\u0633 \u0646\u064a\u0648\u0632\u00bb \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0623\u0643\u062b\u0631 \u0643\u0641\u0627\u0621\u0629: \u0647\u0648 \u0645\u0624\u0634\u0631 \u064a\u0642\u064a\u0633 \u062f\u0631\u062c\u0629 \u0643\u0641\u0627\u0621\u0629 \u0643\u0644 \u0628\u0646\u0643 \u0627\u0639\u062a\u0645\u0627\u062f\u0627\u064b \u0639\u0644\u0649 \u0646\u062a\u0627\u0626\u062c \u0623\u062f\u0627\u0626\u0647 \u0641\u0649 \u0646\u0648\u0627\u062d \u0645\u062d\u062f\u062f\u0629.<\/b><\/span><\/p>\n

\u0648\u064a\u062a\u0623\u0644\u0641 \u0627\u0644\u0645\u0624\u0634\u0631 \u0645\u0646 7 \u0645\u0624\u0634\u0631\u0627\u062a \u0641\u0631\u0639\u064a\u0629 \u0644\u0642\u064a\u0627\u0633 \u0623\u062f\u0627\u0621 \u0627\u0644\u0628\u0646\u0643 \u062e\u0644\u0627\u0644 \u0639\u0627\u0645\u060c \u0648\u062a\u0648\u0636\u062d \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0633\u0628\u0639\u0629 \u062a\u0644\u0643 \u0645\u062f\u0649 \u0645\u0647\u0627\u0631\u0629 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0641\u0649 \u062a\u062d\u0642\u064a\u0642 \u0623\u0643\u0628\u0631 \u0645\u0646\u0627\u0641\u0639 \u0645\u0645\u0643\u0646\u0629 \u0644\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646 \u0648\u0641\u0642\u064b\u0627 \u0644\u0623\u0642\u0644 \u0645\u062e\u0627\u0637\u0631 \u0645\u0645\u0643\u0646\u0629\u060c \u0643\u0645\u0627 \u0623\u0646\u0647\u0627 \u062a\u0642\u064a\u0633 \u0623\u062d\u062f \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0645\u0647\u0645\u0629 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u062d\u0642\u064a\u0642\u0649\u060c \u0648\u0647\u0648 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0625\u0642\u0631\u0627\u0636 \u0644\u0644\u0648\u062f\u0627\u0626\u0639\u060c \u0648\u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0633\u0628\u0639\u0629 \u0627\u0644\u062a\u0649 \u064a\u062a\u0623\u0644\u0641 \u0645\u0646\u0647\u0627 \u0627\u0644\u0645\u0624\u0634\u0631 \u0627\u0644\u0631\u0626\u064a\u0633\u0649 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0623\u0643\u062b\u0631 \u0643\u0641\u0627\u0621\u0629 \u0647\u0649:<\/b><\/span><\/p>\n

1- \u0645\u0639\u062f\u0644 \u0643\u0641\u0627\u064a\u0629 \u0627\u0644\u0634\u0631\u064a\u062d\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0645\u0646 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0644\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0645\u0631\u062c\u062d\u0629 \u0628\u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/b><\/span><\/p>\n

2- \u0627\u0644\u0639\u0627\u0626\u062f \u0639\u0644\u0649 \u0645\u062a\u0648\u0633\u0637 \u0627\u0644\u0623\u0635\u0648\u0644 ROAA3- \u0627\u0644\u0639\u0627\u0626\u062f \u0639\u0644\u0649 \u0645\u062a\u0648\u0633\u0637 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 ROAE4- \u0645\u0639\u062f\u0644 \u062a\u0634\u063a\u064a\u0644 \u0627\u0644\u0642\u0631\u0648\u0636 \u0644\u0644\u0648\u062f\u0627\u0626\u06395- \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0642\u064a\u0627\u0633\u0627\u064b \u0625\u0644\u0649 \u0627\u0644\u062f\u062e\u0644 6- \u0635\u0627\u0641\u0649 \u0647\u0627\u0645\u0634 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 NIM7- \u0645\u0639\u062f\u0644 \u0627\u0644\u0642\u0631\u0648\u0636 \u063a\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u0638\u0645\u0629 NPLs \u0648\u062a\u0645 \u0627\u062d\u062a\u0633\u0627\u0628 \u0627\u0644\u0645\u0624\u0634\u0631 \u0627\u0644\u0631\u0626\u064a\u0633\u0649 \u0644\u0640\u00ab\u0628\u0632\u0646\u0633 \u0646\u064a\u0648\u0632\u00bb \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0623\u0643\u0641\u0623 \u0641\u0649 \u0645\u0635\u0631 \u0628\u0639\u062f \u0625\u0639\u0637\u0627\u0621 \u0623\u0647\u0645\u064a\u0629 \u0646\u0633\u0628\u064a\u0629 \u0623\u0639\u0644\u0649 \u0644\u0645\u0624\u0634\u0631 \u0643\u0641\u0627\u064a\u0629 \u0627\u0644\u0634\u0631\u064a\u062d\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0645\u0646 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644\u0649 \u0644\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0645\u0631\u062c\u062d\u0629 \u0628\u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0648\u0645\u0646 \u062b\u0645 \u0627\u0644\u0639\u0627\u0626\u062f \u0639\u0644\u0649 \u0645\u062a\u0648\u0633\u0637 \u0627\u0644\u0623\u0635\u0648\u0644\u060c \u0628\u0635\u0641\u062a\u0647 \u0627\u0644\u0645\u0624\u0634\u0631 \u0627\u0644\u0645\u0639\u0628\u0631 \u0639\u0646 \u0643\u0641\u0627\u0621\u0629 \u062a\u0634\u063a\u064a\u0644 \u0623\u0635\u0648\u0644 \u0627\u0644\u0628\u0646\u0643\u060c \u0643\u0645\u0627 \u062d\u0635\u0644 \u0645\u0624\u0634\u0631 \u0627\u0644\u0639\u0627\u0626\u062f \u0639\u0644\u0649 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 ROE \u0639\u0644\u0649 \u0648\u0632\u0646 \u0646\u0633\u0628\u0649 \u0645\u0645\u064a\u0632 \u0623\u064a\u0636\u0627\u064b.<\/b><\/span><\/p>\n

\u0628- \u0645\u0624\u0634\u0631 \u00ab\u0628\u0632\u0646\u0633 \u0646\u064a\u0648\u0632\u00bb \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0623\u0633\u0631\u0639 \u0646\u0645\u0648\u0627\u064b: \u0647\u0648 \u0645\u0624\u0634\u0631 \u064a\u0642\u064a\u0633 \u0645\u0639\u062f\u0644\u0627\u062a \u0646\u0645\u0648 \u0627\u0644\u0628\u0646\u0648\u0643 \u062e\u0644\u0627\u0644 \u0633\u0646\u0629\u060c \u0648\u064a\u062a\u0623\u0644\u0641 \u0645\u0646 6 \u0645\u0624\u0634\u0631\u0627\u062a \u0641\u0631\u0639\u064a\u0629 \u062a\u0642\u064a\u0633 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0646\u0645\u0648 \u0641\u0649 6 \u0642\u0637\u0627\u0639\u0627\u062a \u0631\u0626\u064a\u0633\u064a\u0629 \u0647\u0649:<\/b><\/span><\/p>\n

1- \u0627\u0644\u062d\u0635\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629<\/b><\/span><\/p>\n

2- \u0625\u062c\u0645\u0627\u0644\u0649 \u0627\u0644\u0623\u0635\u0648\u0644<\/b><\/span><\/p>\n

3- \u0635\u0627\u0641\u0649 \u0627\u0644\u062f\u062e\u0644 \u0645\u0646 \u0627\u0644\u0639\u0627\u0626\u062f<\/b><\/span><\/p>\n

4- \u0627\u0644\u0625\u064a\u0631\u0627\u062f\u0627\u062a<\/b><\/span><\/p>\n

5- \u0627\u0644\u0623\u0631\u0628\u0627\u062d<\/b><\/span><\/p>\n

6- \u0627\u0644\u0642\u0631\u0648\u0636<\/b><\/span><\/p>\n

\u0648\u062c\u0631\u0649 \u0627\u0633\u062a\u062e\u0644\u0627\u0635 \u0627\u0644\u0645\u0624\u0634\u0631 \u0627\u0644\u0631\u0626\u064a\u0633\u0649 \u0644\u0644\u0646\u0645\u0648 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0642\u0637\u0627\u0639\u064a\u0629 \u0645\u0639 \u0625\u0639\u0637\u0627\u0621 \u0623\u0647\u0645\u064a\u0629 \u0646\u0633\u0628\u064a\u0629 \u0623\u0639\u0644\u0649 \u0644\u0645\u0624\u0634\u0631 \u0646\u0645\u0648 \u0627\u0644\u062d\u0635\u0629 \u0627\u0644\u0633\u0648\u0642\u064a\u0629\u060c \u0648\u0645\u0624\u0634\u0631 \u0646\u0645\u0648 \u0627\u0644\u0623\u0635\u0648\u0644 \u0648\u0645\u0624\u0634\u0631 \u0627\u0644\u0642\u0631\u0648\u0636.<\/b><\/span><\/p>\n

\u062c- \u0645\u0624\u0634\u0631 \u00ab\u0628\u0632\u0646\u0633 \u0646\u064a\u0648\u0632\u00bb \u0644\u0642\u064a\u0627\u0633 \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621: \u0645\u0624\u0634\u0631 \u064a\u0647\u062f\u0641 \u0644\u0642\u064a\u0627\u0633 \u062c\u0648\u062f\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0648\u062f\u0631\u062c\u0629 \u0627\u0647\u062a\u0645\u0627\u0645 \u0627\u0644\u0628\u0646\u0648\u0643 \u0628\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639 \u0639\u0645\u0644\u0627\u0626\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0631\u0635\u062f \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0639\u0644\u0649 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0648\u0633\u0647\u0648\u0644\u0629 \u0627\u0644\u0648\u0635\u0648\u0644 \u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0628\u0646\u0643.<\/b><\/span><\/p>\n

\u0648\u062a\u0631\u062c\u0639 \u0623\u0647\u0645\u064a\u0629 \u0647\u0630\u0627 \u0627\u0644\u0645\u0624\u0634\u0631 \u0625\u0644\u0649 \u062d\u0627\u062c\u0629 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u0627\u0633\u0629 \u0644\u0648\u062c\u0648\u062f \u062c\u0647\u0629 \u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u062c\u0648\u062f\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0648\u062d\u0645\u0627\u064a\u0629 \u062d\u0642\u0648\u0642 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0630\u064a\u0646 \u0642\u062f \u064a\u0648\u0627\u062c\u0647\u0648\u0646 \u0645\u0634\u0643\u0644\u0627\u062a \u0645\u0639 \u0627\u0644\u0628\u0646\u0648\u0643\u060c \u0648\u062a\u0645 \u0642\u064a\u0627\u0633 \u0645\u0639\u062f\u0644 \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0637\u0631\u064a\u0642\u0629 \u0635\u0627\u0641\u0649 \u0627\u0644\u0645\u0631\u0648\u062c\u064a\u0646 NPS \u0648\u0627\u0644\u062a\u0649 \u062a\u0639\u0646\u0649 \u0627\u0644\u0641\u0627\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0622\u0631\u0627\u0621 \u0627\u0644\u0633\u0644\u0628\u064a\u0629 \u0648\u0627\u0644\u0623\u062e\u0631\u0649 \u0627\u0644\u0625\u064a\u062c\u0627\u0628\u064a\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621.<\/b><\/span><\/p>\n

\u0648\u064a\u062a\u0643\u0648\u0646 \u0645\u0624\u0634\u0631 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0646 \u0623\u0631\u0628\u0639\u0629 \u0645\u0624\u0634\u0631\u0627\u062a \u0641\u0631\u0639\u064a\u0629 \u0647\u0649:<\/b><\/span><\/p>\n

1- \u0635\u0627\u0641\u0649 \u0627\u0644\u0645\u0631\u0648\u062c\u064a\u0646 NPS2-<\/b><\/span><\/p>\n

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<\/b><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

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